Plan your retirement with comprehensive analysis including lifestyle maintenance, crisis assessment, generational comparisons, and healthcare cost projections.
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Your Information
Enter your current financial situation and retirement goals
Traditional Retirement Projection
Standard future value calculation with compound growth
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Methodology & Data Sources
Transparent calculations based on historical data and established financial principles
Calculation Methods
• Future Value: Compound interest formula with monthly contributions
• 4% Rule: Safe withdrawal rate based on Trinity Study
• Inflation Adjustment: Real purchasing power calculations
• Healthcare Costs: 1.81x multiplier based on historical data
• Lifestyle Maintenance: 80% replacement ratio standard
Data Sources
• S&P 500 Returns: Historical data 1928-2024 (10.5% avg)
• Bond Yields: 10-Year Treasury 1928-2024 (4.8% avg)
• Life Expectancy: Social Security Administration
• Healthcare Inflation: Bureau of Labor Statistics CPI-Medical
• Generation Data: Federal Reserve Survey of Consumer Finances
Important Disclaimers
These calculations are for educational purposes and should not be considered financial advice. Past performance does not guarantee future results. Consult with a qualified financial advisor for personalized retirement planning. Market volatility, sequence of returns risk, and changing economic conditions can significantly impact actual results.
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